Complaint Details

Status	:	Closed
Complaint No	:	0054614/2015
Category	:	Banking
Date	:	20-10-2015
Subject Line	:	Loan Fraud
Complainant	:	Rohith Nair
Address	:	Suryodaya CHS, C-7/2:1, Sec-10, Kalamboli
Complainee	:	Sriram finance
Address	:	A-24, SHO. NO.-5, Second Floor, Main Market, Karol Bagh, New Delhi Near hanuman Mandir – 110092

Complaint Details
I required a personal loan for home renovation and in the process I saw an advertisement in Mumbai Mirror in the Loans column. My mother contacted Mr.Vishal at 07053994900 and asked for the details, he said that they would only charge Rs.6500/- for processing. Then we deposited the money in the name of Mr.Prabhat Bhusan, PNB Ac. no:-1116000100267636, IFSC Code:-PUNB0111600, Pan No:- BURPV7292P, Branch- Nehru Nagar, Ghaziabad. These details were in the intimate letter I recieved. The details of the Intimate Letter is Ref:VA/#(2012), Process No:-SRM#470, and the details to be sent via e-mail to "shriramfinance010@gmail.com". Cheque was deposited on the above mentioned name and acnt no., cheque no:-100050 (Abhyudaya Co-op Bank Ltd.) dated 30-03-15. After this Mr. Vishal said, that all formalities have been done and he would deposit the Loan amount into my Account via RTGS. After an hour, he called again and said that i need to pay the Stamp duty and other charges of Rs.9750/- mentioned in the Approval Letter of them. The amount was paid immediately and so Mr. Vishal said that the loan amount would be transferred within an hour into the account. Then there was no call from him for around 5 hours. Finally, he again asked for Rs.12,700/- for insurance and this would be final as the loan is under process and the amount would be transferred immediately. But, on 11th April, 2015, morning he came up with an issue about guarantor, and asked me to pay Rs.15000/-, and then only I would get the loan amount or else my file would be closed and will not get the deposited money. The receipts of the paid money are attached. Excluding the Insurance amount and processing fees are refundable as said by Mr. Vishal. I have got the phone call records too.

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